Cloud AI or a dedicated machine?

Today the cloud winsFor one developer even the most expensive top-tier model (GPT-5.6 sol, €230 a month) costs less than the machine (€284). The machine pays off from 2 developers up, if it can handle the load.

Updated on 19 October 2026 at 07:00 · $1.1253 per €1 (ECB, 16/10/2026)

Assumptions

The comparison holds under these conditions. Change them and the result changes.

350 million tokensa month for a senior developer working every day with a coding agent: the average spend of $150-250 a month reported in the Claude Code documentation, converted to tokens.
94.3% read from cacheSplit taken from the official session example: 5.0% written to cache, 0.5% output, 0.1% new input. That is 330 million read, 18 million written, 1.9 million output and 421,475 input a month.
1 developerCloud cost grows with people, the machine's does not as long as it can handle the load: that is why the table shows from how many developers the machine pays off.
Dedicated machine: the three conditionsValue
1. Configuration and purchase price (estimate, VAT included)
Workstation with 2 × NVIDIA RTX 5090 (64 GB of VRAM), 128 GB of DDR5 RAM, 4 TB NVMe SSD, 1600 W power supply
€8,500
2. Electricity cost
900 W on average for 8 hours a day, 22 days a month, switched off out of hours: 158 kWh a month
€0.30/kWh
3. Depreciation
After that the hardware is outdated and worth nothing
3 years
Monthly cost of the machine
Depreciation €236 + electricity €48
€284

Today's comparison

Monthly cost for one developer with today's API price lists, converted to euros at the ECB rate.

ProviderModelCost a monthVersus the machineMachine pays off fromBreak-even tokens a month
AnthropicClaude Opus 5.5 top tier€171−€1122580 million
AnthropicClaude Sonnet 5.5€86−€19841,159 million
OpenAIGPT-5.6 sol top tier€230−€542432 million
OpenAIGPT-5.6 terra€118−€1653839 million
GoogleGemini 3.1 Pro top tier€110−€1733898 million
GoogleGemini 3.8 Flash€40−€24382,470 million
In-houseDedicated machine€284———

"Machine pays off from" is the number of developers on the same machine beyond which the cloud costs more. "Break-even tokens" is the monthly usage at which cloud and machine cost the same.

Trend

Monthly cost for one developer, day by day: top-tier models against the dedicated machine. It changes when price lists or the dollar/euro rate change.

  • Claude Opus 5.5
  • GPT-5.6 sol
  • Gemini 3.1 Pro
  • Dedicated machine
Monthly cost for one developer, last 92 days€0€50€100€150€200€250€300€35020/73/919/10Dedicated machineGPT-5.6 solClaude Opus 5.5Gemini 3.1 Pro
History table
DayClaude Opus 5.5GPT-5.6 solGemini 3.1 ProDedicated machineUSD per EUR
19/10/2026€171€230€110€2841.1253
18/10/2026€171€230€110€2841.1253
17/10/2026€171€230€110€2841.1253
16/10/2026€171€230€110€2841.1253
15/10/2026€172€231€111€2841.1208
14/10/2026€172€231€111€2841.1195
13/10/2026€172€231€111€2841.1188
12/10/2026€172€231€111€2841.1181
11/10/2026€172€231€111€2841.1206
10/10/2026€172€231€111€2841.1206
09/10/2026€172€231€111€2841.1206
08/10/2026€172€231€111€2841.1186
07/10/2026€172€232€111€2841.1177
06/10/2026€171€230€110€2841.1269
05/10/2026€172€231€111€2841.1204
04/10/2026€172€231€111€2841.1225
03/10/2026€172€231€111€2841.1225
02/10/2026€172€231€111€2841.1225
01/10/2026€171€229€110€2841.1298
30/09/2026€170€228€110€2841.1355
29/09/2026€170€228€110€2841.1355
28/09/2026€169€227€109€2841.1378
27/09/2026€169€227€109€2841.1403
26/09/2026€169€227€109€2841.1403
25/09/2026€169€227€109€2841.1403
24/09/2026€170€228€109€2841.1367
23/09/2026€169€227€109€2841.1411
22/09/2026€168€226€108€2841.1463
21/09/2026—€225€108€2841.1490
20/09/2026—€226€108€2841.1460
19/09/2026—€226€108€2841.1460
18/09/2026—€226€108€2841.1460
17/09/2026—€225€108€2841.1481
16/09/2026—€224€108€2841.1537
15/09/2026—€224€108€2841.1539
14/09/2026—€224€108€2841.1551
13/09/2026—€223€107€2841.1592
12/09/2026—€223€107€2841.1592
11/09/2026—€223€107€2841.1592
10/09/2026—€223€107€2841.1616
09/09/2026—€222€107€2841.1652
08/09/2026—€223€107€2841.1614
07/09/2026—€223€107€2841.1622
06/09/2026—€223€107€2841.1622
05/09/2026—€223€107€2841.1622
04/09/2026—€223€107€2841.1622
03/09/2026—€223€107€2841.1615
02/09/2026—€224€107€2841.1578
01/09/2026—€223€107€2841.1590
31/08/2026—€223€107€2841.1596
30/08/2026—€222€107€2841.1643
29/08/2026—€222€107€2841.1643
28/08/2026—€222€107€2841.1643
27/08/2026—€222€107€2841.1645
26/08/2026—€222€107€2841.1669
25/08/2026—€222€107€2841.1662
24/08/2026—€222€107€2841.1664
23/08/2026—€221€106€2841.1699
22/08/2026—€221€106€2841.1699
21/08/2026—€284€106€2841.1699
20/08/2026—€285€106€2841.1681
19/08/2026—€287€107€2841.1605
18/08/2026—€287€107€2841.1576
17/08/2026—€287€107€2841.1593
16/08/2026—€288€107€2841.1567
15/08/2026—€288€107€2841.1567
14/08/2026—€288€107€2841.1567
13/08/2026—€289€108€2841.1534
12/08/2026—€288€108€2841.1545
11/08/2026—€288€108€2841.1540
10/08/2026—€288€108€2841.1555
09/08/2026—€289€108€2841.1535
08/08/2026—€289€108€2841.1535
07/08/2026—€289€108€2841.1535
06/08/2026—€288€108€2841.1542
05/08/2026—€288€108€2841.1554
04/08/2026—€289€108€2841.1515
03/08/2026—€289€108€2841.1535
02/08/2026—€290€108€2841.1485
01/08/2026—€290€108€2841.1485
31/07/2026—€290€108€2841.1485
30/07/2026—€290€108€2841.1476
29/07/2026—€292€109€2841.1380
28/07/2026—€293€109€2841.1367
27/07/2026—€292€109€2841.1389
26/07/2026—€293€109€2841.1377
25/07/2026—€293€109€2841.1377
24/07/2026—€293€109€2841.1377
23/07/2026—€292€109€2841.1392
22/07/2026—€292€109€2841.1408
21/07/2026—€291€109€2841.1418
20/07/2026—€291€109€2841.1426

Where the cost comes from

Price per million tokens in dollars and monthly spend in euros for one developer using 350 million tokens, by token type.

ModelCache readCache writeInputOutput
Claude Opus 5.50.200 $ · €595.000 $ · €784.000 $ · €120.000 $ · €33
Claude Sonnet 5.50.100 $ · €292.500 $ · €392.000 $ · €110.000 $ · €17
GPT-5.6 sol0.400 $ · €1175.000 $ · €784.000 $ · €120.000 $ · €33
GPT-5.6 terra0.200 $ · €592.500 $ · €392.000 $ · €112.000 $ · €20
Gemini 3.1 Pro0.200 $ · €592.000 $ · €312.000 $ · €112.000 $ · €20
Gemini 3.8 Flash0.075 $ · €220.750 $ · €120.750 $ · €03.750 $ · €6

What this comparison does not tell you

Sources: price lists from the pricing file of the open source project LiteLLM (MIT license), checked against the official Anthropic, OpenAI and Google price lists; reference exchange rate from the European Central Bank; average usage from the Claude Code documentation. The data is also available in JSON format.